Hurricane insurance is offered in most of these areas. Hurricane insurance was created to help families and homeowners who have suffered a loss in a hurricane.
However, unfair denials, mysterious delays, and underpayments are common issues for policyholders, and many are unaware that they have rights and can fight back against insurance companies acting in bad faith. You can seek assistance from a professional hurricane lawyer in Florida who will help you in getting compensation for hurricane damage.
There are a number of things that homeowners can do to avoid having their hurricane insurance claim denied. Some of them are listed below:
Take Photos Before the Hurricane
Most people will take photos after the damage has been done, however, it is a very good idea to have some photos of your house prior to any damages. If it is possible, time stamp the video. This will give you proof of how your house looked prior to the hurricane. This can be a make or break when dealing with hurricane insurance, as the insurance company will often claim that the damage was there prior to the storm.
Get Your Roof Inspected
The roof is one of the areas that can see the most damage in a heavy wind storm. Heavy winds are known to rip off shingles from the roof or bricks from the chimney. It is best to get your roof inspected regularly to avoid any hard to see the damage. It will also minimize the chances of the insurance claim getting denied, as you would have been doing your due diligence as a homeowner. Many roofing contractors will do roof inspections for free or at a very low price, so it is never a bad idea to schedule an inspection.
These are some of the common things you should do to avoid getting hurricane claims denied. Hurricanes can cause serious damage to homes, belongings, and people. It is important to make sure that you are prepared for a hurricane and that you have done everything in your power to not let it get denied.